Why Get Pre-Qualified?
1. Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free.
2. While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.
3. These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.
The Mark Hilgenberg Real Estate Team has a large network of lenders that we can recommend to assist you in financing your home!
If you would like to get started with the Mortgage Process right away you can contact one of our trusted lenders, Tanya Sushkova at Cornerstone Mortgage, and she can help you with every step of the process! Call her at 920-265-0466 or send her an email! She is experienced and has a great reputation and history of success with helping her clients with their mortgage needs!